How to Build or Repair Credit   

How To Get a Good Credit Score    

Student Resource Guide   

Best Ways to Get Out of Debt   

Loan Repayment Calculator 

9 Fun Ways to Teach Your Children about Saving Money

- Free: Family education shares fun ways to teach your children about

saving money and becoming fiscally responsible.

Banking Sense - Free: Provides tips on personal

finance, credit cards, and bank accounts.

Cash Money Life - Free: Useful information on personal finance,

small business, and career journals, with daily articles about financial, small business, and career


Debtors Anonymous - Free: Promotes a 12-Step Program

to restore financial health.

Earned Income Tax Credit - Free: By answering questions and providing basic income information, you can use Earned Income Tax Credit Assistant to: find out if you are eligible for EITC; determine if

your child or children meet the tests for a qualifying child; and estimate the amount of your credit.

Eliminating Racism/Empowering Women - YWCA - Free: Each year, 76 percent of women and children served by YWCAs have

incomes below the federal poverty level or less, the equivalent of about $23,850 a year for a

family of four. YWCA works to address the unique needs of those living in poverty and strive for

outcomes that increase emotional and economic self-sufficiency. We provide more than 122,000

women with economic empowerment programs annually, and more than 2,200 military veterans

and their families with housing, health care, career education, and counseling. YWCA also has

an ongoing commitment - truly, a mandate of our mission - to provide leadership development

opportunities to women and girls.

Kiplinger - Free: You can sign up for a daily email service to receive

advice on investments, retirement, personal finance, taxes.

The Letters Foundation - free: The Letters Foundation considers

letters written by individuals on behalf of themselves or their immediate families. It provides

“life-changing” grants to people who, for reasons beyond their control, have fallen on hand

financial times.

Money Savvy Generation - Free: Provides important financial

education lessons for the youth audience. The Money Savvy Generation Foundation provides

innovative and age-appropriate curriculum materials to educators and others to help them teach

young students (grades K through 10) the skills of basic personal finance. As referenced in the

Power of Presence, you can also purchase a four- section piggy bank to reinforce the objectives

of saving, investing, sharing and spending.

My Debt Epiphany - Free: Provides an opportunity for a

single mom living on public assistance, with no hope and zero money skills to gain financial

stability. MDE has become the one stop shop to help many get their mind and money right.

Subscribe for weekly motivation + free resources and tools that can be used to reach financial


My Money Five - Free: A government site to help make the

most out of your money by learning ways to earn, borrow, save/invest, spend, and protect your

finances. It provides online calculators, budget worksheets, planning checklists and other helpful

resources to help make successful financial decisions.

Office of Child Care - Free: Office of Child Care supports lowincome

working families through child care financial assistance and promotes children's learning

by improving the quality of early care and education and afterschool programs.

Office of Community Services, Low-Income Home Energy

liheap-state-and-territory-contact-listing/- Free: Includes a map where you can select your state

to see what low income home energy assistance programs are available.

Operation Homefront Critical Assistance Program

MafaQualify.aspx/ - Free: If you are active duty, deployed, a veteran, or are a wounded, ill or

injured service member -- and meet their criteria -- you may be eligible for assistance (Auto

payment and assistance; Auto repair; Child & dependent care; Critical baby items; Dental; Food

assistance; Essential home items; Medical; Moving & relocation; Rent & Mortgage; Travel &

Transportation; Utilities; Vision Care; Other.

Single Moms Income - Free: Provides investment tips for


TANF - Free: The Temporary Assistance for

Needy Families (TANF) program is designed to help families living in poverty achieve selfsufficiency.

WIFE - Free: The Women’s Institute for Financial Education is the oldest

non-profit organization dedicated to providing financial education to women in their quest for

financial independence.

Wise Bread - Free: Wise Bread is a community of bloggers here to

help you live large on a small budget so you don't have to sacrifice your financial independence

to enjoy life

Resources for Single Mothers