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NEED HELP IN BECOMING Money Savy
How to Build or Repair Credithttps://www.selflender.com/blog/how-to-build-credit
How To Get a Good Credit Scorehttps://www.consumerfinance.gov/ask-cfpb/how-do-i-get-and-keep-a-good-credit-score-en-318/
Student Resource Guidehttps://www.apartmentguide.com/students/
Best Ways to Get Out of Debthttps://www.wsj.com/articles/the-best-ways-to-get-out-of-debt-11544902840
Loan Repayment Calculator https://www.studentloans.gov/myDirectLoan/repaymentEstimator.action
9 Fun Ways to Teach Your Children about Saving Money https://www.familyeducation.com/kids/teaching-kids-save
- Free: Family education shares fun ways to teach your children about
saving money and becoming fiscally responsible.
Banking Sense http://www.bankingsense.com/ - Free: Provides tips on personal
finance, credit cards, and bank accounts.
Cash Money Life https://cashmoneylife.com/ - Free: Useful information on personal finance,
small business, and career journals, with daily articles about financial, small business, and career
topics.
Debtors Anonymous http://www.debtorsanonymous.org/ - Free: Promotes a 12-Step Program
to restore financial health.
Earned Income Tax Credit https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit - Free: By answering questions and providing basic income information, you can use Earned Income Tax Credit Assistant to: find out if you are eligible for EITC; determine if
your child or children meet the tests for a qualifying child; and estimate the amount of your credit.
Eliminating Racism/Empowering Women - YWCA https://www.ywca.org - Free: Each year, 76 percent of women and children served by YWCAs have
incomes below the federal poverty level or less, the equivalent of about $23,850 a year for a
family of four. YWCA works to address the unique needs of those living in poverty and strive for
outcomes that increase emotional and economic self-sufficiency. We provide more than 122,000
women with economic empowerment programs annually, and more than 2,200 military veterans
and their families with housing, health care, career education, and counseling. YWCA also has
an ongoing commitment - truly, a mandate of our mission - to provide leadership development
opportunities to women and girls.
Kiplinger http://www.kiplinger.com/ - Free: You can sign up for a daily email service to receive
advice on investments, retirement, personal finance, taxes.
The Letters Foundation https://letters.foundation - free: The Letters Foundation considers
letters written by individuals on behalf of themselves or their immediate families. It provides
“life-changing” grants to people who, for reasons beyond their control, have fallen on hand
financial times.
Money Savvy Generation http://www.moneysavvy.com - Free: Provides important financial
education lessons for the youth audience. The Money Savvy Generation Foundation provides
innovative and age-appropriate curriculum materials to educators and others to help them teach
young students (grades K through 10) the skills of basic personal finance. As referenced in the
Power of Presence, you can also purchase a four- section piggy bank to reinforce the objectives
of saving, investing, sharing and spending.
My Debt Epiphany http://www.mydebtepiphany.com/ - Free: Provides an opportunity for a
single mom living on public assistance, with no hope and zero money skills to gain financial
stability. MDE has become the one stop shop to help many get their mind and money right.
Subscribe for weekly motivation + free resources and tools that can be used to reach financial
success.
My Money Five https://www.mymoney.gov/ - Free: A government site to help make the
most out of your money by learning ways to earn, borrow, save/invest, spend, and protect your
finances. It provides online calculators, budget worksheets, planning checklists and other helpful
resources to help make successful financial decisions.
Office of Child Care https://www.acf.hhs.gov/occ/ - Free: Office of Child Care supports lowincome
working families through child care financial assistance and promotes children's learning
by improving the quality of early care and education and afterschool programs.
Office of Community Services, Low-Income Home Energy https://www.acf.hhs.gov/ocs/
liheap-state-and-territory-contact-listing/- Free: Includes a map where you can select your state
to see what low income home energy assistance programs are available.
Operation Homefront Critical Assistance Program https://mafa.operationhomefront.net/
MafaQualify.aspx/ - Free: If you are active duty, deployed, a veteran, or are a wounded, ill or
injured service member -- and meet their criteria -- you may be eligible for assistance (Auto
payment and assistance; Auto repair; Child & dependent care; Critical baby items; Dental; Food
assistance; Essential home items; Medical; Moving & relocation; Rent & Mortgage; Travel &
Transportation; Utilities; Vision Care; Other.
Single Moms Income http://singlemomsincome.com/ - Free: Provides investment tips for
beginners.
TANF https://www.acf.hhs.gov/ofa/programs/tanf/about/ - Free: The Temporary Assistance for
Needy Families (TANF) program is designed to help families living in poverty achieve selfsufficiency.
WIFE http://www.wife.org/ - Free: The Women’s Institute for Financial Education is the oldest
non-profit organization dedicated to providing financial education to women in their quest for
financial independence.
Wise Bread http://www.wisebread.com/ - Free: Wise Bread is a community of bloggers here to
help you live large on a small budget so you don't have to sacrifice your financial independence
to enjoy life
Resources for Single Mothers https://financialassistanceforsinglemothers.com